A budget is a necessary evil, even for lazy people. If you are one of those individuals that would rather pay a late fee or use a credit card to buy gas and incur the extra dollar amount, there is good news. Lazy people can really have and stick to a budget and it does not have to be painful at all. Keep It Simple If you consider yourself lazy, perhaps that is part of the problem when it comes to budgeting. Changing your perception of money and how you should or should not budget your finances may make all the difference between incurring debt and keeping it at bay.…