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Norma Esler

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  • Be Confident,  Good Life

    Tips to Help Overcome Shyness and Social Awkwardness

    Feeling shy or awkward in certain situations is understandable. Don’t we all have a little nervousness before we go talk to that guy or girl, or get sweaty palms before giving a speech? For some, though, shyness and social awkwardness may not be circumstantial, but constant. This can be very frustrating and hard to overcome, but there are some things you can do to help overcome your shyness and approach people in social situations. Here are some tips. Learn to Laugh There’s something about laughter that makes everyone feel more comfortable. This is why “ice breaker” activities at parties are often designed to get the participants laughing. So don’t be…

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    Norma Esler

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  • Financial Health,  Good Life

    Tips to Balance Your Money and Your Life

    One of the biggest stressors for families is that of financial stress. When your financial house is in order, then the rest of your life falls into place much more easily. If you are like most, financial planning was not a part of high school or college curriculum – much less balancing a checkbook or concentrating on a 401k or emergency expenditures. Without a balance of financial issues in your life, it is very difficult to have balance in other areas of your life. Unfortunately, money controls much of our thought patterns, time, and worries. Figure Out Your Spending Habits Before you can sit with your partner to discuss finances,…

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  • Be Confident,  Good Life

    How Your Language Can Empower You

    When you think about the language that you use, you may think about how you speak to others. While that is important to how people perceive you and respond to you, how you speak to yourself is much more important. Your language can empower you to become the person you really want to be. What Is Negative Self-Talk? There’s a very good chance that at least once a day, if not once every couple of minutes, you think something negative about yourself. You may even say it aloud. Examples of negative self-talk include, but aren’t limited to, some of the following: I’m so stupid. I’ll never get this right. I…

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  • Good Life,  Rebuild Your Life

    Getting Started on Your Path to Personal Empowerment

    You’re ready to start living the life that you envision. Now what? What’s the first step and how do you start living a self-empowered life? Grab your notebook and get started on your path to personal empowerment today! Step #1 Examine Take some time to examine your life. Where are you now and where do you want to be? What’s working in your life and what isn’t? Why? Explore your thoughts, beliefs, and actions. What excuses do you make? Where do you feel good, motivated and powerful? Where do you feel defeated, the victim, or powerless? Who or what do you blame for your situation? Step #2 Let It Go…

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  • Be Confident,  Good Life

    The Connection between Personal Empowerment and Self-Esteem

    Self-esteem is an important element of success. It’s also an integral component of self-empowerment. Without a belief in yourself, it’s difficult to accomplish your goals. In this article we’ll explore definitions of personal empowerment and self-esteem and then talk about how they overlap. What Is Self-Esteem? Many people feel like they intuitively know what self-esteem is. They know when they have it and when they don’t. However, it’s a bit more difficult for most people to actually define self-esteem. The Merriam Webster dictionary defines self-esteem as a feeling of having respect for yourself and your abilities. That’s a surface definition. If you look a little deeper, self-esteem describes your sense…

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  • Be Confident,  Good Life

    Tips for Overcoming Your Fears

    Whether they’re rational or not, we all have fears. How you choose to respond in the face of them makes the difference between overcoming your fears and being overcome by them. It’s easy enough to say, Don’t be afraid. Some individuals are just braver than others by temperament. But when its just you, and you are facing that scary situation, how do you actually deal with your fears? Here are some tips for overcoming your fears. Face them Head On One of the quickest and most efficient ways to overcoming fear is to face it head on in your life. For example, if you need to speak in front of…

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  • Family,  Good Life

    Creative and Fun Things for Retired Couples to Do

    Retired couples are no longer portrayed as two senior citizens rocking back and forth in rocking chairs on the front porch while the man naps and the woman knits. Retired couples are full of fun and zest for their newly acquired life as retired persons. Here is a short list of some creative and fun things for retired couples to do. Travel and Adventure Hopefully, you have planned your finances successfully and maybe even downsized to a smaller home, condo, or townhouse, and you now have some flexibility financially as well as time-wise to travel and explore. There are several activities you can explore while traveling as well: Hiking –…

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  • Financial Health,  Good Life

    Living Paycheck to Paycheck? Tweak Your Cash Flow to Get Ahead

    If you’re living paycheck to paycheck then you know it’s an incredibly stressful way to live. And chances are, some months you have to go into debt to manage your expenses. This debt can snowball and before you know it you’re in over your head. You might be surprised to know that a few tweaks to your cash flow can make a huge difference in your life. Make a Budget with Dates and Deadlines If you don’t have a budget, make one. Right now. Today. A budget will quickly show you where you’re spending your money and where you might be able to save. And instead of making a traditional…

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  • Financial Health,  Good Life

    How to Kick-Start Your Savings Plan

    Every time you turn on the news or read a newspaper or magazine, there are money experts telling you to save more money. In a perfect world it’d be easy to save money. Yet if you’re like most people, you spend your time playing catch up and trying to stay out of debt. Saving money is a luxury. As it often is with goals, if you can get a head start and some momentum it’s much easier to follow through. The following tips will help you kick-start your savings plan and get the momentum you need to achieve your financial goals. Before you get started, establish a savings goal and…

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  • Financial Health,  Good Life

    Budget Ideas for Lazy People

    A budget is a necessary evil, even for lazy people. If you are one of those individuals that would rather pay a late fee or use a credit card to buy gas and incur the extra dollar amount, there is good news. Lazy people can really have and stick to a budget and it does not have to be painful at all. Keep It Simple If you consider yourself lazy, perhaps that is part of the problem when it comes to budgeting. Changing your perception of money and how you should or should not budget your finances may make all the difference between incurring debt and keeping it at bay.…

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